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Gifting


Great reasons to make a gift contribution to a 529 plan.

Inviting grandparents, family and friends to contribute to your child’s account gives them a meaningful and easy way to support your child’s future.

A gift contribution to a 529 plan is perfect for any occasion. Any family member or friend can make a contribution to your child’s 529 plan at any time. They just need the child’s name and the account number.

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What’s a 529?Putting Money in a 529 AccountUsing your 529 SavingsGifting

Account owners can send gift requests with one time links that can be sent to friends and family. In addition, family members can fill out a gift form to contribute to a child’s account.

  • Every dollar gifted reduces future out-of-pocket costs.
  • Each gift helps the 529 account grow over time thanks to the power of compounded growth.
  • Special 529 gifting rules are useful for people who are estate planning and considering what to leave their heirs.
  • New Mexico residents can take state income tax deductions for their gift contributions.

Don’t be discouraged by college sticker prices. Most will pay less.

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