Year of Enrollment Portfolios
The “Keep It Simple” Approach
The “keep it simple” approach is based on when you anticipate your beneficiary will need to use their funds. This is their “Year of Enrollment.” As the Year of Enrollment approaches, the underlying investments will automatically change to match the shortening time horizon and appropriate risk levels.
How it Works
Diversified Year of Enrollment Portfolios are offered to the account owner. You choose the portfolio that matches closest to the enrollment date of the beneficiary.
For example, if you're opening an account for an infant born in 2025 and you anticipate that they will need the funds when they turn 18, you would select the 2042-2043 portfolio.
The Year of Enrollment options are then professionally managed to adjust the risk of the portfolios to become more conservative as the beneficiary approaches their enrollment date.
Use the glide path below to explore how the investment mix changes as the beneficiary’s Year of Enrollment approaches.
When Will the Beneficiary Need the Funds?
Use the arrows below to select the anticipated number of years the Beneficiary will need the funds.
To view a more details, visit our pricing and performance page.
Allocation information updated 7/2025
Ready to get started? Opening an account is easy and only takes about 15 minutes!
- Beneficiary's Date of Birth
- Beneficiary's Social Security Number or Tax Identification Number (TIN)
- Your Social Security Number or TIN
- U.S. Street address (not P.O. Box)
- Your bank routing number
