The Education Plan for Families

529 Basics

529 College Savings Plan Basics

A 529 is a tax-advantaged college savings plan designed to help students reach their full potential. Learn more about what a 529 plan is and how it can help your family reach its future education goals.

Making Contributions to Your 529 Account

Contributing to your 529 account is easy, and anyone can do it, including friends, family, parents and more. Learn more about how to make contributions to a 529 account.

How to Use Your 529 Savings

When your child is ready to take the next step, The Education Plan will be ready too. You can use your college savings plan for any qualified future education expense, including tuition, room and board, fees, books, computers, and more, and withdrawing funds is simple.

The Tax Benefits of a 529 Plan

One of the biggest benefits of a 529 college savings plan is the tax advantages. Learn more about how you can save more on taxes when you save with a 529 plan with The Education Plan.

6 Reasons to Save with The Education Plan

From tax savings to the low-fee structure and multiple ways to invest, there are many reasons to choose The Education Plan for your future education and college savings goals. Here are the top reasons.

Understanding the True Cost of College

From tuition and room and board to books, computers and fees, the true cost of college involves more than you might think. Get the full picture on what a college education costs today, so you can plan for a bright future tomorrow.

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For more information about The Education Plan, call 1.877.337.5268 or view the Plan Description and Participation Agreement, which includes investment objectives, risks, charges, expenses, and other important information; read and consider it carefully before investing.

Please Note: Before you invest, consider whether your or the beneficiary’s home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in that state’s qualified tuition program. You also should consult a financial, tax, or other advisor to learn more about how state-based benefits (or any limitations) would apply to your specific circumstances. You also may wish to contact directly your home state’s 529 plan(s), or any other 529 plan, to learn more about those plan’s features, benefits and limitations. Keep in mind that state-based benefits should be one of many appropriately weighted factors to be considered when making an investment decision.

The Education Plan is administered by The Education Trust Board of New Mexico. Ascensus College Savings Recordkeeping Services, LLC, the Program Manager, and its affiliates, have overall responsibility for the day-today operations, including investment advisory, recordkeeping and administrative services. The Education Plan’s portfolios invest in: (i) mutual funds; (ii) exchange traded funds; and/or (iii) a funding agreement issued by New York Life. Investments in The Education Plan are not insured by the FDIC. Units of the portfolios are municipal securities and the value of units will vary with market conditions.

Investment returns will vary depending upon the performance of the portfolios you choose. You could lose all or a portion of your money by investing in The Education Plan depending on market conditions. Account owners assume all investment risks as well as responsibility for any federal and state tax consequences.

Ugift is a registered service mark of Ascensus Broker Dealer Services, LLC.

The Education Plan® and The Education Plan® Logo are registered trademarks of The Education Trust Board of New Mexico used under license.

All other marks are the exclusive property of their respective owners.

Not FDIC-Insured. No Bank, State or Federal Guarantee. May Lose Value.