INVESTMENTS

INVESTMENTS

The Education Plan has a range of professionally managed investments available to meet your objectives. This gives your Education Plan account the flexibility to meet your investment needs.

An Overview of The Education Plan Investment Design


The Blended Approach
The blended approach consists of a mixture of index funds and actively managed funds.

The Index Approach
An index-or passive-approach tries to mirror the performance of the industry benchmarks that the underlying funds are tracked against. This is distinguished from active investing, where portfolio managers make decision to buy or sell securities in the underlying funds.

The Model Portfolios
Model portfolios provide a range of risk-based investment choices - from aggressive to conservative. In a model portfolio, the underlying funds and the percentages allocated to each of them are already selected.

The Education Plan offers age based options as well as more customizable options:


Age Based
The Education Plan offers both Blended Age Based tracks and Index Age Based tracks. These tracks utilize the model portfolios discussed above to invest your money based on your beneficiary's age. As your beneficiary gets older, your account is automatically invested in more conservative portfolios.

Custom Choice
This "do it yourself" option allows you to mix and match any combination of the model portfolios that are available in the plan. Within this option, you can choose a blended or index-only strategy, or a mixture of the two.

Choose the investment option that is right for you.


*Morningstar Annual Survey, 2014.

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