Performance—Average Annual Total Returns



  Average Total Return (%)1   Expense Ratio3
  as of 03/31/2014   Effective Date
09/30/2013
Portfolio Name 1-Yr 3-Yr 5-Yr 10-Yr Since Inception2 Inception Date Gross Net4
Newborn to Age 5 Years Portfolio 20.86  11.84  19.86  NA 6.56 02/01/2005  0.71 0.71
Ages 6-8 Years Portfolio 16.66  10.53  17.21  NA 5.49 02/01/2005  0.71 0.71
Ages 9-11 Years Portfolio 12.42  9.00  14.43  NA 4.37 02/01/2005  0.71 0.71
Ages 12-14 Years Portfolio 8.39  6.98  10.92  NA 2.02 02/01/2005  0.66 0.66
Ages 15-17 Years Portfolio 4.08  4.64  7.09  NA 1.55 04/15/2005  0.63 0.63
Ages 18 and Over Years Portfolio 2.13  3.09  4.61  NA 0.97 02/01/2005  0.57 0.57
Aggressive Portfolio 21.09  11.92  19.85  NA 6.61 02/01/2005  0.71 0.71
Moderately Aggressive Portfolio 16.79  10.60  17.29  NA 5.69 02/01/2005  0.71 0.71
Moderate Portfolio 12.39  9.00  14.45  NA 4.39 02/01/2005  0.71 0.71
Conservative Portfolio 8.33  6.95  10.92  NA 2.19 02/01/2005  0.66 0.66
Ultra Conservative Portfolio 4.00  4.56  6.97  NA 1.50 04/15/2005  0.63 0.63
School Years Portfolio 2.04  3.08  4.66  NA 1.01 02/01/2005  0.57 0.57
Short Term Yield Portfolio 5 0.00  0.00  0.03  NA 1.59 02/01/2005  0.36 0.36
Newborn to Age 5 Years Index Portfolio 20.47  12.30  NA NA 12.31 04/08/2010  0.35 0.35
Ages 6-8 Years Index Portfolio 15.84  11.27  NA NA 11.62 04/07/2010  0.36 0.36
Ages 9-11 Years Index Portfolio 11.63  9.66  NA NA 10.14 04/08/2010  0.37 0.37
Ages 12-14 Years Index Portfolio 7.57  7.70  NA NA 8.09 04/06/2010  0.36 0.36
Ages 15-17 Years Index Portfolio 3.23  5.38  NA NA 5.66 04/09/2010  0.34 0.34
Ages 18 Years and Over Index Portfolio 1.38  3.89  NA NA 4.13 04/07/2010  0.29 0.29
Aggressive Index Portfolio 20.70  12.82  NA NA 12.99 04/07/2010  0.35 0.35
Moderately Aggressive Index Portfolio 16.09  11.26  NA NA 11.63 04/08/2010  0.36 0.36
Moderate Index Portfolio 11.49  9.67  NA NA 9.86 04/08/2010  0.37 0.37
Conservative Index Portfolio 7.43  7.62  NA NA 8.03 04/08/2010  0.36 0.36
Ultra Conservative Index Portfolio 3.31  5.39  NA NA 5.73 04/09/2010  0.34 0.34
School Years Index Portfolio 1.47  3.86  NA NA 4.06 04/09/2010  0.29 0.29

The performance data quoted represents past performance, which does not guarantee future results. The investment return and principal value of an investment will fluctuate so that an investor's units, when redeemed, may be worth more or less than the original cost. Current performance may be lower or higher than the performance quoted.

1. Performance data for each Portfolio is based on the total return of a hypothetical account, including reinvestment of dividends and distributions, net of The Education Plan program and administration fees.
2. Since inception returns of less than 12 months are cumulative returns. Since inception returns of greater than 12 months are annualized returns based upon a true day count and a 365-day/year calculation.
3. Expense ratios for each of the portfolios include underlying investment expenses and plan fees.
4. If applicable, the "Net Expense Ratio" for the Portfolios takes into account a voluntary expense limitation on the underlying investment without which performance would have been less. These undertakings may be modified or terminated at any time. Please see the Plan Description for more detailed information regarding any applicable expense limitations or waivers.
5. The Plan Manager and the Board have agreed to voluntarily waive the Program Management Fee and Administrative Fee, respectively (but, in neither case, not below zero) and/or reimburse expenses to the extent necessary to assist the Short Term Yield Portfolio in attempting to maintain at least a 0.00% return. There is no guarantee that the Short Term Yield Portfolio will maintain this return. This undertaking may be amended or withdrawn at any time.