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Index Approach



How do Index Age Based portfolios work?
  • Invests in passive index funds, which are designed to track market indices and also have lower costs than actively managed funds.
  • The investments automatically adjust based on your beneficiary’s age.  Investments become more conservative as the need to use the money for educational expenses gets closer.
  • The Index Growth track invests more heavily in equities and may be appropriate for investors with aggressive to moderate risk tolerances.  The Index Balanced track invests more conservatively.
The chart below illustrates how investments become more conservative as the beneficiary gets older.